Imagine having access to a wide range of financial services all in one place. KeyBank offers just that with their comprehensive overview of financial services. Whether you’re looking for banking solutions, investment options, or assistance with loans and mortgages, KeyBank has you covered. With a focus on providing friendly and personalized service, KeyBank strives to meet all your financial needs. Discover the convenience and peace of mind that comes with entrusting your finances to KeyBank’s expert team.
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Banking Services
Checking accounts
At KeyBank, we understand the importance of having a reliable checking account that meets your financial needs. We offer a variety of checking accounts tailored to suit different lifestyles. Whether you’re a student, a professional, or a seasoned individual, we have a checking account just for you. Our checking accounts come with convenient features such as online and mobile banking, bill pay, and the option to receive a debit card. With KeyBank checking accounts, you can manage your money with ease and enjoy peace of mind.
Savings accounts
Saving for the future is an essential part of financial planning, and at KeyBank, we provide a range of savings accounts to help you reach your goals. Our savings accounts offer competitive interest rates and various options to fit your preferences. Whether you’re saving for a specific purpose, such as a vacation or a down payment on a home, or simply building an emergency fund, our savings accounts can help you grow your money over time.
Certificates of deposit
Certificates of deposit (CDs) are an excellent way to maximize your savings and earn a higher interest rate. At KeyBank, we offer CDs with competitive rates and terms to match your investment goals. With a CD, you can enjoy the security of a fixed interest rate and choose a term that suits your needs. Whether you’re looking for a short-term or long-term investment, our CDs provide a safe and reliable option to grow your savings.
Money market accounts
For individuals looking for a higher rate of return on their savings while maintaining liquidity, our money market accounts are an excellent choice. KeyBank’s money market accounts combine the benefits of a savings account with the flexibility of a checking account. With competitive interest rates and the ability to write checks, you can earn more on your savings while still having easy access to your funds. Our money market accounts offer a great option for those who want to grow their money while maintaining flexibility.
Credit Services
Credit cards
KeyBank offers a wide range of credit cards designed to suit your lifestyle and financial needs. Whether you’re looking for a card that offers cash back rewards, travel benefits, or a low introductory APR, we have options for you. Our credit cards come with features such as fraud protection, customizable card designs, and online account management. With a KeyBank credit card, you can make purchases with confidence and enjoy the convenience of flexible payment options.
Personal loans
When you need extra cash for a major purchase, debt consolidation, or unexpected expenses, a personal loan from KeyBank can provide the funds you need. We offer competitive interest rates and flexible repayment terms to fit your budget. Whether you’re planning a home renovation, financing a wedding, or consolidating high-interest debt, our personal loans can help you achieve your goals.
Home equity loans
If you’re a homeowner looking to tap into the equity in your property, a home equity loan from KeyBank can be a valuable financial tool. Whether you’re planning a home improvement project or need funds for education expenses, a home equity loan allows you to borrow against the value of your home. With flexible terms and competitive interest rates, our home equity loans can help you access the funds you need while taking advantage of the potential tax benefits associated with home equity borrowing.
Auto loans
KeyBank understands that purchasing a vehicle is a significant financial decision. We offer competitive rates and flexible terms on auto loans so that you can get behind the wheel of your dream car. Whether you’re buying a new or used car, refinancing an existing loan, or looking for a lease buyout option, our auto loans make the process simple and hassle-free. With flexible repayment options and competitive interest rates, KeyBank can help you turn your car dreams into reality.
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Investment Services
Wealth management
At KeyBank, we offer comprehensive wealth management services to help you grow and protect your assets. Our experienced team of financial advisors will work closely with you to develop a personalized investment strategy based on your goals and risk tolerance. From portfolio management to financial planning, our wealth management services provide a holistic approach to achieving long-term financial success.
Retirement planning
Planning for retirement is crucial, and KeyBank can assist you in creating a strategy that aligns with your retirement goals. Our retirement planning services provide guidance on retirement savings accounts, such as 401(k) plans and traditional and Roth IRAs. We’ll work with you to maximize your retirement savings, manage your investments, and ensure that you’re on track to retire comfortably.
Brokerage services
KeyBank’s brokerage services give you access to a wide range of investment options, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). Our experienced brokers will guide you through the investment process, helping you make informed decisions based on your risk tolerance and financial objectives. Whether you’re a seasoned investor or just starting, our brokerage services can help you build a diversified portfolio tailored to your needs.
Education savings accounts
Planning for your child’s future education expenses is essential, and KeyBank can assist you in saving for those costs. We offer education savings accounts, such as 529 plans and Coverdell Education Savings Accounts, which provide tax advantages while saving for college or other educational expenses. Our experts can help you choose the right account and develop a strategy to maximize your savings for education.
Insurance Services
Life insurance
Protecting your loved ones’ financial future is important, and KeyBank offers life insurance solutions to provide that security. Our life insurance options include term life insurance and permanent life insurance, allowing you to choose coverage that aligns with your needs and budget. With KeyBank’s life insurance services, you can have peace of mind knowing that your family will be taken care of in the event of the unexpected.
Health insurance
Healthcare costs can be overwhelming, but KeyBank can help you navigate the complexities of health insurance. We offer health insurance options that provide coverage for individuals and families, ensuring that you have access to quality care when you need it. Our experts can guide you through the different plans available and help you choose the one that best meets your healthcare needs and budget.
Auto insurance
KeyBank understands the importance of protecting your vehicle, which is why we offer auto insurance solutions tailored to your needs. Whether you’re looking for basic coverage or comprehensive protection, our auto insurance options provide peace of mind on the road. Our knowledgeable insurance agents will work with you to find the right policy that fits your vehicle and budget.
Home insurance
Your home is one of your most significant investments, and KeyBank offers home insurance solutions to protect it. Our home insurance options provide coverage for your property, belongings, and liability. Whether you own a house, condominium, or rent an apartment, our insurance agents can help you choose the right coverage to safeguard your home and personal belongings.
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Mortgage Services
Home purchase loans
Buying a home is an exciting milestone, and KeyBank’s home purchase loans can help make your dream a reality. We offer a variety of mortgage options, including conventional loans, government-backed loans, and jumbo loans. Our experienced mortgage loan officers will guide you through the home buying process, helping you find the loan that best fits your financial situation and goals.
Refinance loans
If you’re looking to lower your monthly mortgage payment, shorten your loan term, or tap into your home’s equity, KeyBank’s refinance loans can help you achieve those goals. We offer refinancing options for both conventional and government-backed loans. Our mortgage loan officers will work with you to determine if refinancing is right for you and help you explore the different options available.
Jumbo loans
For individuals looking to finance high-value properties, KeyBank’s jumbo loans offer competitive rates and flexible terms. Our jumbo loans provide financing for loan amounts exceeding the conforming loan limits set by Fannie Mae and Freddie Mac. Whether you’re purchasing a luxury home or refinancing your existing jumbo loan, our experts can guide you through the process and find the best solution for your needs.
FHA loans
KeyBank offers Federal Housing Administration (FHA) loans, which are insured by the government and provide affordable financing options for first-time homebuyers or those with limited credit history. FHA loans require a lower down payment and may have more flexible credit requirements compared to conventional loans. Our mortgage loan officers will explain the advantages of FHA loans and help you determine if it’s the right option for you.
Small Business Services
Business checking accounts
KeyBank understands that managing your business finances is essential for success, which is why we offer a range of business checking accounts tailored to meet your needs. Whether you’re a small business, a nonprofit organization, or a large corporation, we have checking accounts that provide convenient features such as online banking, mobile deposits, and cash management solutions. With our business checking accounts, you can effectively manage your financial transactions and focus on growing your business.
Business savings accounts
In addition to our checking accounts, KeyBank offers business savings accounts to help your business grow and prosper. Our business savings accounts provide competitive interest rates and various options to help you save for future business needs. Whether you’re saving for a new location, equipment upgrades, or unexpected expenses, our business savings accounts offer a secure and convenient way to build your business reserves.
Business loans
KeyBank understands that businesses often need financing to expand, invest, or overcome temporary financial setbacks. We offer a wide range of business loans, including lines of credit, term loans, and Small Business Administration (SBA) loans. Our experienced loan officers will work with you to understand your business needs and structure a loan solution that aligns with your goals and objectives.
Merchant services
KeyBank’s merchant services provide businesses with the tools to accept electronic payments from their customers. Whether you need a point-of-sale system or an online payment gateway, we offer solutions that streamline your sales process and improve your customers’ payment experience. Our merchant services also include analytics and reporting tools to help you gain insights into your business performance and make informed decisions.
Online and Mobile Banking
Online banking
KeyBank’s online banking platform offers a convenient and secure way to manage your finances from the comfort of your home or office. With online banking, you can check your account balances, view transaction history, transfer funds between accounts, and pay your bills. Our online banking platform is user-friendly and accessible 24/7, allowing you to stay in control of your finances whenever and wherever.
Mobile banking app
Manage your finances on the go with KeyBank’s mobile banking app. Our app provides all the features of online banking in a convenient, user-friendly interface optimized for smartphones and tablets. With the mobile banking app, you can deposit checks, transfer funds, pay bills, and receive account alerts. Stay connected to your finances and have peace of mind knowing that your money is just a tap away.
Bill pay
KeyBank’s bill pay service allows you to pay your bills quickly and easily. With bill pay, you can set up one-time or recurring payments, view payment history, and receive electronic bills. Say goodbye to writing checks and mailing payments – our bill pay service streamlines the payment process and saves you time and effort.
Transfer funds
KeyBank’s transfer funds feature enables you to move money between your KeyBank accounts and external accounts. Whether you need to transfer funds to a family member, pay a friend back, or move money between your checking and savings accounts, our transfer funds service makes it simple and convenient. Transfers can be initiated online or through our mobile banking app, giving you flexibility and control over your finances.
Wealth Management Services
Investment management
KeyBank’s investment management services focus on creating and managing a customized investment portfolio that aligns with your financial goals and risk tolerance. Our team of wealth management experts will work closely with you to develop an investment strategy tailored to your needs. We offer a wide range of investment options, including stocks, bonds, mutual funds, and ETFs, and provide ongoing monitoring and adjustments to ensure your portfolio remains aligned with your goals.
Financial planning
At KeyBank, we believe in taking a holistic approach to financial planning. Our team of financial planners will work with you to develop a comprehensive plan that encompasses all aspects of your financial life. Whether you’re planning for retirement, saving for a child’s education, or navigating other financial goals, our experts will guide you through the process and provide personalized recommendations to help you achieve your objectives.
Estate planning
Protecting your assets and ensuring a smooth transfer of wealth is essential, and KeyBank’s estate planning services can help you navigate this complex process. Our estate planning experts will work with you to develop strategies such as wills, trusts, and gifting strategies that align with your goals and provide for your loved ones. We’ll help you understand the implications of estate taxes, asset distribution, and other considerations to ensure your estate plan reflects your wishes.
Trust services
KeyBank’s trust services provide a range of solutions to help you protect and manage your assets. Whether you need assistance with estate settlement, charitable giving, or the administration of a trust, our team of trust specialists will provide guidance and support. We offer a variety of trust options, including revocable trusts, irrevocable trusts, and charitable trusts, designed to meet your unique needs and goals.
Retirement Planning Services
401(k) plans
KeyBank’s 401(k) plans offer a tax-advantaged way for employers and employees to save for retirement. We provide a range of options, including traditional 401(k) plans and Roth 401(k) plans, to suit different circumstances. Our retirement planning experts will work with your business to design a plan that meets your needs and guide your employees through saving for their retirement.
Traditional and Roth IRAs
Individual Retirement Accounts (IRAs) are an excellent way to save for retirement outside of an employer-sponsored plan. KeyBank offers both traditional and Roth IRAs, each with its unique tax advantages. Our retirement specialists will help you understand the benefits of each type of IRA and determine which is best suited for your retirement goals.
Annuities
KeyBank’s annuities provide a reliable stream of income during retirement. Annuities are insurance products that allow you to invest for the future and receive regular payments in return. Our retirement specialists will help you explore the different annuity options available and determine which best aligns with your financial needs and risk tolerance.
Pension plan administration
KeyBank’s pension plan administration services assist businesses in managing and administering their pension plans effectively. Our team of specialists will ensure compliance with government regulations, handle participant communication, and provide ongoing support for your pension plan needs. We’ll work with you to design a plan that offers competitive benefits and supports your employees’ retirement goals.
Education Savings Services
529 plans
Saving for your child’s education can be daunting, but KeyBank’s 529 plans make it easier. 529 plans are tax-advantaged savings accounts designed specifically for education expenses. KeyBank offers a variety of 529 plans that allow your savings to grow tax-free, making it an attractive option for college savings. Our experts can help you understand the benefits of 529 plans and develop a savings strategy to meet your child’s educational goals.
Coverdell Education Savings Accounts
Coverdell Education Savings Accounts (ESAs) offer another tax-advantaged way to save for education expenses. These accounts allow you to contribute up to a certain amount each year, and the earnings grow tax-free. KeyBank’s experts will help you understand the advantages of ESAs and work with you to establish an account that aligns with your educational savings goals.
Custodial accounts
Custodial accounts are a flexible option for saving for a child’s future expenses. These accounts are managed by an adult on behalf of a minor and can be used for a variety of purposes, including education. KeyBank’s custodial accounts provide a convenient way to save for your child’s future needs while allowing you to maintain control and flexibility over the funds.
Scholarship search
KeyBank understands that navigating scholarships can be challenging, and our scholarship search services can make the process easier. We provide resources and tools to help you find scholarships for education expenses. Our experts will guide you through the search process and assist you in identifying scholarships that align with your interests, achievements, and financial needs. With KeyBank’s scholarship search services, you can access funding opportunities that can help ease the burden of educational expenses.
In summary, KeyBank offers a comprehensive range of financial services to help individuals, families, and businesses achieve their financial goals. From banking and credit services to investment, insurance, mortgage, small business services, and more, KeyBank provides the expertise, flexibility, and stability needed to navigate the complex world of finance. With our friendly and knowledgeable team of professionals, we are committed to being your trusted partner in managing your finances and achieving your long-term financial success.